The role of Independent Financial Advisers (IFAs) has become increasingly important as the number of investment, mortgage, pension, protection and insurance products multiplies and financial decision-making becomes increasingly complicated. An IFA is able to help guide you through the personal finance maze.
At Inspired we have four fully-qualified IFAs committed to providing a professional service to individuals and corporate clients. We have the backing of our experienced Administration Team.
We offer an initial review meeting without any obligation. This is an opportunity for Inspired Financial Solutions Ltd to explain our services and for you to have the opportunity to assess whether you would like us to work for you.
An IFA is the only type of adviser able to select from all the products available in the marketplace - making sure you get the right product for your individual needs. IFAs are bound to the Financial Conduct Authority (FCA) rules, which oblige them to provide advice most suited to your personal requirements and your risk outlook. When financial products are recommended they must take into account the benefits provided, charges, flexibility, service and financial strength.
All IFAs must be authorised and regulated by the FCA and are obliged to offer what is termed 'suitable advice'. This means that they have to gain a full understanding of your circumstances and requirements before helping to choose any financial products. They will record your information so that you can double-check that they really have understood.
Qualifications and ongoing study form part of the FCA’s plan to enhance the reputation of the retail investment market by instilling greater professionalism and ethics. Increasing customers’ trust and confidence in the sector is vital for its future. We are, therefore, pleased to inform you that we at Inspired have fully embraced these ethics and our pensions and investment Advisers now hold the relevant Statement of Professional Standing required to practise post 1 January 2013.